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Estoppel letters are commonly known as homeowner’s association (HOA) dues letters or certificates in other states. But in Florida, we refer to them as estoppel letters. Let’s talk about the role an estoppel letter plays in a real estate transaction and the common fees...

The Liberty Library is a publication of the latest, most important news in the Financial and Real Estate markets. Rising Insurance Costs Start to Hit Home Sales Cape Coral, Fla., was devastated by Hurricane Ian last year, but real-estate agents still pitch waterfront...

No matter where you live, you need to prepare your home for any type of climate threat or natural disaster. And if you live in an area like Florida prone to hurricanes or other storms, it’s especially important. This means making sure your homeowners insurance has you...

US homeowners are nearly twice as willing to sell if their mortgage rate is 5% or higher, but just one in five mortgaged homes meet that criteria. For those who have a mortgage rate of at least 5%, 38% said they’re planning on selling their homes, according to a...

Most people feel they pay too much in property taxes. But there are ways you can lower them. Let’s look at the 5 steps you can take to lower your next property tax bill. Request your property tax card The local assessor’s office has on file all of the necessary...

"A rolling loan, they say, gathers no loss." Commercial mortgages function differently than residential loans. Investors borrow for shorter periods and structure loans with large balloon payments at the end. They're designed to be refinanced. It's not that market...

Are you planning to sell your house? If so, you may be surprised to hear just how much buyers value energy efficiency and eco-friendly features today. This is especially true as summer officially kicks off. In fact, the 2023 Realtors and Sustainability Report from...

A home is a big investment, so it’s important to understand all the expenses that come after buying a home. One expense homeowners forget about is property taxes.  Property taxes can be a significant annual expense that can affect you for years after your purchase. So...