Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize: This summer might actually be the best time to buy in years. Here are three big reasons why. 1. You Have More Negotiating Power After several years of sellers having all the leverage, things...
It’s hard to let go of a 3% mortgage rate. There’s no question about it. It’s the main reason why so many homeowners have delayed their move in recent years. But here’s something to consider. While your low rate might be ideal, it doesn’t make up being too cramped, having a staircase your knees can’t handle anymore, or being 1,000 miles from your family. And those real-life needs are pushing...
Some Highlights There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you want to give your savings a boost, look into down payment assistance. Most first-time buyers qualify and the typical benefit is $17,000. To learn...
Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk. According to the latest data from the National Association of Realtors (NAR), the number of homeowners selling without an agent has hit an all-time low (see graph below): And for...
Some Highlights Have you been holding off on downsizing? If so, you should know your equity could make your move possible. Homeowners today have so much equity that a record number are buying their next house in all cash. And that has some big benefits like making their offer more appealing, potentially closing faster, and not having a mortgage payment. To find out how much equity you have in your...
When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. You put time, money, and emotional energy into this move. You told your friends and family it was happening. And now that your listing has expired without a buyer? You’re left feeling stuck, and maybe even a little embarrassed. And here's what most agents won’t tell you. Over 70% of homeowners who re-list with a...
With its sunny skies, sandy beaches, and laid-back lifestyle, it’s no surprise Florida is one of the top destinations for vacation homebuyers. Whether you're seeking a seasonal escape, an investment property, or a future retirement retreat, purchasing a second home in the Sunshine State comes with unique responsibilities – and title considerations should be at the top of your list. Buying a...
Florida’s beautiful coastline and warm climate make it a prime destination for homebuyers. But its vulnerability to hurricanes and flooding presents unique challenges for property ownership. If you're considering buying a home in the Sunshine State, it's important to understand how flood zones and hurricane risks impact real estate transactions, insurance requirements, and, most importantly, title...
Buying or selling a property in Florida is an exciting milestone, but a smooth transaction requires more than just signing on the dotted line. One of the most critical aspects of any real estate deal is a clear and marketable title – which proves rightful ownership and protects against future legal claims. Unfortunately, title issues are common in Florida real estate and can cause significant delays,...
When purchasing a home, safeguarding your investment is paramount. Homeowners often understand the importance of homeowner’s insurance, but many overlook another critical layer of protection: title insurance. While both types of insurance are vital, they serve distinct purposes and work together to provide comprehensive security for your property. Let’s explore the differences and why you...