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What Is A Certificate of Eligibility, or COE?

http://videotap.wistia.com/medias/an6kj6kjpj?embedType=async&videoFoam=true&videoWidth=640 What Is A Certificate of Eligibility, or COE? The COE is the key document that verifies to lenders that someone is eligible for a VA-backed loan. Servicemembers, Veterans and National Guard and Reserve members may apply online or through their lender; most lenders have access to the system and...

How Should I Prepare The Inside For An Open House?

http://videotap.wistia.com/medias/nar2hxawa4?embedType=async&videoFoam=true&videoWidth=640 For many homes and markets, professional help from someone in “staging” makes good financial sense.  Like this video say, check your staging options first. If you are doing it yourself, here are 5 key tips. One - Depersonalize. You want the buyer to envision this house being...

Which Square Footage Figure Should I Use?

http://videotap.wistia.com/medias/ec24j9v1bq?embedType=async&videoFoam=true&videoWidth=640 Home size is one of the key figures used in comparisons. But you may have different measurements to choose from,  as you'll learn in this video, including builder, appraiser, tax records and possibly owner records. Which one is right, and which one is best? The official figure is the one in...

6 Selling Mistakes

http://videotap.wistia.com/medias/zzajedga5c?embedType=async&videoFoam=true&videoWidth=640 If you’re selling, don’t do these things - take some notes from the video! 1. Don’t Sell Before The House Is Ready. If it doesn’t present well, it won’t sell well. 2. Don’t Over-Improve People buy houses in neighborhoods. If yours is so “improved” that it...

What Is An Appraisal?

http://videotap.wistia.com/medias/yy1k52wvo8?embedType=async&videoFoam=true&videoWidth=640 Every house is unique; appraisers are trained and licensed for expertise in putting a value on properties. Appraisers don’t work for the buyer or the seller;  their primary mission is actually to protect the lender who’s risking money against the home’s value. Appraisers have to...

What Does The Closing Process Involve When I Sell?

http://videotap.wistia.com/medias/hd9rix15ru?embedType=async&videoFoam=true&videoWidth=640 As this video explains, a signed sales contract doesn’t mean your house is sold. There are still financial, contractual and legal steps for both sides. The buyer has to get financing to meet the contract terms – which includes credit checks. The property is inspected and appraised; title insurance and...

What Happens After I’ve Applied For My Loan?

http://videotap.wistia.com/medias/qul2o9w5e2?embedType=async&videoFoam=true&videoWidth=640 Once you've supplied the 6 required piece of information and included any other information the lender deemed necessary, you'll receive a Loan Estimate within 3 business days. Once all the information has been verified IF the loan is approved the lender will provide a Closing Disclosure to you three...

How Can I Find Out About Schools & Community Resources?

http://videotap.wistia.com/medias/dfxbuz8z21?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but basically, contact the local Chamber of Commerce for promotional literature or talk to your real estate agent about welcome kits, maps, and other information. You can get information about school systems by contacting the city or county school board or the local...

How Can I Determine My Housing Needs Before I Begin The Search?

http://videotap.wistia.com/medias/esi0f6l5cy?embedType=async&videoFoam=true&videoWidth=640 Like the video shows, your home should fit the way you live, with spaces and features that appeal to the whole family. Before you begin looking at homes make a list of your priorities - things like location and size. Should the house be close to certain schools? your job? to public transportation? How...

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